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What would your perfect Current Account look like?

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If you could run your own bank, what would the features of your perfect Current Account have? (or a Checking Account, as I understand the Americans call 'em).

asked Jun 27, 2014 in Banking (Personal) by admin_jduck1979 Five-hundred+ points user (704 points)

1 Answer

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  • £100 fee-free overdraft facility (or £300 if pay a £10 a month fee for that and other extra features)
  • 50p a day charge on overdrawn balances between £100.01 - £500
  • £1 a day charge on overdrawn balances between £500.01 - £1,000
  • £2 a day charge on overdrawn balances over £1,000
  • £5 a day charge on balances over agreed overdraft limit (upto a maximum £25 a month)
  • 0.5% Interest (paid quarterly) on in-credit balances over £250.
  • Visa Debit Card.
answered Jun 27, 2014 by jduck1979 Beginner (188 points)
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